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USD → NGN corridor
Send USD to Nigeria — compare every fee before you send
Nigeria's parallel FX market means most providers hide their margin in the rate. SaruPay shows you the exact Stellar DEX rate and fee on every transfer — no surprises at checkout.
Live cost comparison
Cost breakdown — per transfer
| Provider | Fee (USD) | You receive (NGN) | Settlement |
|---|
You save $0
vs Flutterwave on this transfer.
Stellar settlement — every tx on the public ledger
Sub-1% FX on most corridors
Settles in under 1 hour via USDC
Transparent fee before you send — no hidden spread
Frequently asked questions
Stellar corridor: under 1 hour. SWIFT bank transfer: 2–5 business days (CBN processing adds time). Mobile money rail to Nigerian banks: 30 minutes to 4 hours.
SaruPay uses live Stellar DEX orderbook rates with a USDC → NGNT path, giving you near-market NGN rates. No artificial parallel-market spread. The rate shown in the calculator is the rate you get.
Yes. SaruPay processes through licensed anchor partners and uses the NGNT stablecoin issued by regulated Nigerian fintech entities. All transactions are recorded on the Stellar public ledger for full auditability.
Recipients can receive into any Nigerian bank account or compatible mobile wallet. You provide the account details when creating the invoice.
BDCs typically charge 2–5% FX spread plus a fixed commission. SaruPay's Stellar rail charges under 0.5% total in most cases, with settlement confirmed on the blockchain — no cash handling, no counterparty risk.