💱
NGN → KES corridor
Send NGN to Kenya — real cost, Stellar speed
Nigeria–Kenya is one of the fastest-growing intra-African corridors. SaruPay routes NGN through the Stellar DEX to KES — settling in under an hour with fees under 0.5%.
Live cost comparison
Cost breakdown — per transfer
| Provider | Fee (USD) | You receive (KES) | Settlement |
|---|
You save $0
vs Flutterwave on this transfer.
Stellar settlement — every tx on the public ledger
Sub-1% FX on most corridors
Settles in under 1 hour via USDC
Transparent fee before you send — no hidden spread
Frequently asked questions
Your NGN amount is priced against the Stellar DEX NGNT/USDC orderbook, then crossed to KES via the USDC/KEST path. You see the final KES delivery amount before sending — no surprises.
SaruPay pulls the live Stellar DEX rate every time you enter an amount in the calculator. The displayed rate reflects the actual available liquidity — not a published mid-market rate with a hidden spread added on top.
Yes. Kenyan recipients can receive via M-Pesa, Airtel Money, or bank transfer. Select the rail when creating the invoice; the KES is deposited to the recipient's mobile money account.
Yes. All anchor partners on the Stellar network operate under their respective central bank frameworks (CBN and CBK). Every transaction has a publicly verifiable Stellar transaction hash.
On the Stellar rail: 0.15% + $0.30 fixed. For a 100,000 NGN transfer (~$65), that is about $0.40 total — significantly less than SWIFT ($15 fixed + 0.8%) or typical remittance providers (3–5%).